Share Certificates 1.25%
Money Markets 0.65%
IRA's 1.35 %
New/Used Auto 3.25%
Home Equity LOC 5.75%
VISA Gold 9.90%
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.

Equal Housing Lender. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

Credit Cards

No hidden fees with these cards!!

Our VISA card program gives you a low interest rate that will not change if you miss a payment or have credit problems like many other popular cards. And you will not pay for many of the hidden fees charged by other card programs. You can trust our VISA card to treat you fairly.

WCFCU’s VISA Card Programs Feature:

  • Your Own Personalized, Unique WCFCU Visa Card – Design your own Windward Community FCU Visa credit card with your favorite picture. Click here for more information.
  • Grace Period For Purchases – enjoy a 25 day grace period for all purchases
  • Low Cash Advance Fee – our low cash advance fee is only $1.50 per transaction while most cards are at 3% of cash advance amount with a $5 minimum charge
  • Low Over the Limit Fee - our low over the limit fee is only $15 while most cards are at $29 to $39.
  • No Balance Transfer Fees – many cards will charge you up to 3% of the balance you are transferring. We charge you nothing.
  • Easy & quick application process - apply online, by phone @ 808-254-3566 or at any of our 3 branches and you will get a fast and quick response as well as superb service.

Choose the Card Right For You

VISA Gold

  • No annual fee
  • Low rate of only 9.9% APR
  • Credit limit of up to $10,000

VISA Classic

  • Annual fee of only $10
  • Low rate of only 12.9% APR
  • Credit limit of $500 - $10,000

VISA Share Secured

  • Great for those who need to re-establish their credit and enjoy all the benefits of a regular card.
Credit Card

To view the Visa Card Disclosures click here.

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