Credit Cards

No hidden fees with these cards!!

Our VISA card program gives you a low interest rate that will not change if you miss a payment or have credit problems like many other popular cards. And you will not pay for many of the hidden fees charged by other card programs. You can trust our VISA card to treat you fairly.

WCFCU’s VISA Card Programs Feature:

• Grace Period For Purchases – enjoy a 25 day grace period for all purchases
• Low Cash Advance Fee – our low cash advance fee is only $1.50 per transaction while most cards are at 3% of cash advance amount with a $5 minimum charge
• Low Over the Limit Fee - our low over the limit fee is only $15 while most cards are at $29 to $39.
• No Balance Transfer Fees – many cards will charge you up to 3% of the balance you are transferring. We charge you nothing.

Choose the Card Right For You

• No annual fee
• Low rate of only 9.9% APR
• Credit limit of up to $10,000

VISA Classic

• Annual fee of only $10
• Low rate of only 12.9% APR
• Credit limit of $500 - $10,000

VISA Share Secured

• Great for those who need to re-establish their credit and enjoy all the benefits of a regular card.