Certificate Of Deposit

Earn more with peace of mind safety!!

Whether you are saving for retirement, your children’s education or for your rainy day fund, WCFCU’s certificate of deposit programs give you a great combination of good rates, flexible terms and the safety of a fully federally insured investment.

WCFCU’s Certificate of Deposit Programs Feature:

Low Minimum Deposits – all it takes is a minimum $1,000 deposit.
Flexible Terms to Choose From – looking for a short term or longer term, we offer options starting at 3 months to 60 months.
Complete Safety – all funds federally insured up to at least $250,000. Additional balances above $250,000 also federally insured depending on account set up. We will be happy to assist you in organizing your account set up to completely insure your funds up to the maximum amount possible. IRA funds insured up to $250,000.
Competitive Rates – check out our current market rates.

WCFCU’s Super Certificate Program Features:

A One Time Bump Up Option – enjoy the protection of our one time bump up feature to a higher rate should our CD rates go up during the term of your CD.
Flexibility – enjoy the flexibility to make a one time withdrawal (without penalty) or a one time additional deposit during the term of your CD.
Low Minimum Deposit – all it takes is a minimum $5,000 deposit.
Complete Safety – all funds federally insured up to at least $250,000. Additional balances above $250,000 also federally insured depending on account set up. We will be happy to assist you in structuring your account set up to completely insure your funds up to the maximum amount possible. IRA funds insured up to $250,000.
Competitive Rates – check out our current market rates.

For complete information and more details of how our Super Certificate program works call us at 808-254- 3566.