Share Certificates 2.50%
Money Markets 1.05%
IRA's 2.60%
New/Used Auto 4.50%
Home Equity LOC 6.25%
VISA Gold 9.90%

Certificate Rates

Loan Rates

Effective: September 01, 2010

Savings

Minimum Balance*

APY**

Regular Share  

$100

0.65%

 

 

 

Vacation & Christmas Accounts

$100

0.65%

 

 

 

Keiki Account  

$100

0.65%

 

 

 

Money Market Accounts

$2,500 - $10,000

0.70%

 

$10,001 - $25,000

0.75%

 

$25,001 - $50,000

0.85%

 

$50,001 - $100,000

0.95%

 

$100,001+

1.05%

 

 

 

IRA Shares

$100

1.10%


Checking Accounts

$1,000 -$19,999

0.35%

 

$20,000+

0.65%

*Minimum balance to earn dividends
** Annual Percentage Yield
Rates are subject to change without notice

Share Certificates

Minimum
Deposit

Interest
Rate

 

APY*

Minimum Deposit

Interest Rate

 

APY*

6 Month Certificate  

$1000.00

0.499%

0.50%

$5000.00

0.599%

0.60%

1 Year Certificate

$1000.00

0.748%

0.75%

$5000.00

0.996%

1.00%

2 Year Certificate

$1000.00

1.145%

1.15%

$5000.00

1.244%

1.25%

3 Year Certificate

$1000.00

1.422%

1.45%

$5000.00

1.738%

1.75%

4 Year Certificate

$1000.00

1.985%

2.00%

$5000.00

2.231%

2.25%

5 Year Certificate

$1000.00

2.231%

2.25%

$5000.00

2.477%

2.50%

IRA Share Certificates

Minimum
Deposit

Interest
Rate

 

APY*

Minimum Deposit

Interest Rate

 

APY*

13 Month Certificate

$500.00

0.847%

0.85%

$5000.00

1.095%

1.10%

2 Year Certificate

$500.00

1.244%

1.25%

$5000.00

1.343%

1.35%

3 Year Certificate

$500.00

1.541%

1.55%

$5000.00

1.837%

1.85%

4 Year Certificate

$500.00

2.083%

2.10%

$5000.00

2.329%

2.35%

5 Year Certificate

$500.00

2.330%

2.35%

$5000.00

2.575%

2.60%

 * Annual Percentage Yield
Rates are subject to change without notice
May be a penalty for early withdrawal

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Loan Rates

Certificate Rates

Effective: July 01, 2010

Type
Term
APR*

Signature

Up to 12 months
as low as 6.00%
 
Up to 36 months
as low as 7.25%
 
Up to 48 months
as low as 8.00%
 
Up to 60 months
as low as 9.00%
 
Up to 72 months
as low as 10.00%
New Auto
Up to 60 months
as low as 4.50%
 
Up to 72 months
as low as 5.75%
 
Up to 84 months
as low as 6.50%
Used Auto
Up to 36 months
as low as 3.95%

Up to 60 months
as low as 4.50%
Home Equity Line of Credit
6.25%

We also offer loans for boats and motorcycles, and loans secured with your savings or certificate of deposit. Give us a call for the most current interest rates.

*Annual Percentage Rate. These rates are the lowest available. Your rate may be higher based on your credit score.

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