Share Certificates 1.50%
Money Markets 0.65%
IRA's 1.60 %
New/Used Auto 3.25%
Home Equity LOC 5.75%
VISA Gold 9.90%
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.

Equal Housing Lender. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

Savings Rates

Loan Rates

Effective: February 01, 2012

Savings

Minimum Balance*

APY**

Regular Share  

$100

0.30%

 

 

 

Vacation & Christmas Accounts

$100

0.30%

 

 

 

Keiki Account  

$100

0.30%

 

 

 

Money Market Accounts

$2,500 - $10,000

0.35%

 

$10,001 - $25,000

0.40%

 

$25,001 - $50,000

0.45%

 

$50,001 - $100,000

0.55%

 

$100,001+

0.65%

 

 

 

IRA Shares

$100

0.65%


Checking Accounts

$1,000 -$19,999

0.10%

 

$20,000+

0.25%

*Minimum balance to earn dividends
** Annual Percentage Yield
Rates are subject to change without notice

 

Share Certificates

Minimum
Deposit

Interest
Rate

 

APY*

Minimum Deposit

Interest Rate

 

APY*

6 Month Certificate  

$1000.00

0.349%

0.35%

$5000.00

0.399%

0.40%

1 Year Certificate

$1000.00

0.449%

0.45%

$5000.00

0.499%

0.50%

2 Year Certificate

$1000.00

0.599%

0.60%

$5000.00

0.648%

0.65%

3 Year Certificate

$1000.00

0.698%

0.70%

$5000.00

0.747%

0.75%

4 Year Certificate

$1000.00

1.145%

1.15%

$5000.00

1.244%

1.25%

5 Year Certificate

$1000.00

1.343%

1.35%

$5000.00

1.491%

1.50%

IRA Share Certificates

Minimum
Deposit

Interest
Rate

 

APY*

Minimum Deposit

Interest Rate

 

APY*

13 Month Certificate

$500.00

0.548%

0.55%

$5000.00

0.599%

0.60%

2 Year Certificate

$500.00

0.698%

0.70%

$5000.00

0.747%

0.75%

3 Year Certificate

$500.00

0.797%

0.80%

$5000.00

0.847%

0.85%

4 Year Certificate

$500.00

1.244%

1.25%

$5000.00

1.343%

1.35%

5 Year Certificate

$500.00

1.442%

1.45%

$5000.00

1.591%

1.60%

 * Annual Percentage Yield
Rates are subject to change without notice
May be a penalty for early withdrawal

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Loan Rates

Certificate Rates

Effective: December 01, 2011

Type
Term
APR*

Signature

Up to 12 months
as low as 6.00%
 
Up to 36 months
as low as 7.25%
 
Up to 48 months
as low as 8.00%
 
Up to 60 months
as low as 9.00%
 
Up to 72 months
as low as 10.00%
New Auto
Up to 36 months
as low as 3.25%
 
Up to 60 months
as low as 4.35%
 
Up to 72 months
as low as 5.50%
 
Up to 84 months
as low as 6.25%
Used Auto
Up to 24 months
as low as 2.75%
 
Up to 36 months
as low as 3.25%

Up to 60 months
as low as 4.35%
Home Equity Line of Credit
5.75%

We also offer loans for boats and motorcycles, and loans secured with your savings or certificate of deposit. Give us a call for the most current interest rates.

*Annual Percentage Rate. These rates are the lowest available. Your rate may be higher based on your credit score.

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