Rates

Savings Rates

Effective: October 01, 2016

Savings Minimum Balance* APY**
Regular Share $100 0.10%
Vacation & Christmas Accounts $100 0.10%
Keiki Account   $100 0.10%
Money Market Accounts $2,500 - $50,000 0.10%
  $50,001 - $100,000 0.13%
  $100,001+ 0.15%
IRA Shares $100 0.50%

 

Checking Accounts Minimum Balance* APY**
  $1,000 - $4,999 0.00%
  $5,000+ 0.05%

* Minimum balance to earn dividends
** Annual Percentage Yield
Rates are subject to change without notice

Certificates

Effective: September 01, 2015

Share Certificates Minimum Deposit Interest Rate APY*
6 Month Certificate $1000.00 0.199% 0.20%
$5000.00 0.249% 0.25%
1 Year Certificate $1000.00 0.299% 0.30%
$5000.00 0.349% 0.35%
2 Year Certificate $1000.00 0.399% 0.40%
$5000.00 0.449% 0.45%
3 Year Certificate $1000.00 0.499% 0.50%
$5000.00 0.549% 0.55%
4 Year Certificate $1000.00 0.747% 0.75%
$5000.00 0.797% 0.80%
5 Year Certificate $1000.00 1.095% 1.10%
$5000.00 1.194% 1.20%

 

IRA Share Certificates Minimum Deposit Interest Rate APY*
13 Month Certificate $500.00 0.399% 0.40%
$5000.00 0.449% 0.45%
2 Year Certificate $500.00 0.499% 0.50%
$5000.00 0.549% 0.55%
3 Year Certificate $500.00 0.598% 0.60%
$5000.00 0.648% 0.65%
4 Year Certificate $500.00 0.847% 0.85%
$5000.00 0.897% 0.90%
5 Year Certificate $500.00 1.194% 1.20%
$5000.00 1.293% 1.30%

* Annual Percentage Yield
Rates are subject to change without notice
May be a penalty for early withdrawal

Loan Rates

Effective: March 1, 2017

Type Term APR*
Signature Up to 12 months as low as 3.45%
  Up to 36 months as low as 4.70%
  Up to 48 months as low as 5.20%
  Up to 60 months as low as 5.70%
  Up to 84 months as low as 7.45%
VISA Platinum Rewards 9.15%
VISA Classic 12.90%
New Auto Up to 60 months as low as 2.45%
  Up to 72 months as low as 3.45%
  Up to 84 months as low as 4.20%
Used Auto Up to 60 months as low as 2.95%
(5 years & newer) Up to 72 months as low as 3.70%
  Up to 84 months as low as 4.70%
Used Auto Up to 24 months as low as 3.70%
(6-10 years old) Up to 36 months as low as 4.45%
  Up to 48 months as low as 4.95%
  Up to 60 months as low as 5.55%
Home Equity Line of Credit 2.99%* Fixed for 1st 3 years, market index thereafter
* requires minimum $10,000 draw at closing
We also offer loans for boats and motorcycles, and loans secured with your savings or certificate. Call us for the most current interest rates.

*Annual Percentage Rate. These rates are the lowest available. Your rate may be higher based on your creditworthiness.

Click here for Loan Rates & Disclosures