Windward Community Federal Credit Union Privacy Notice

Windward Community Federal Credit Union is committed to providing you with competitive products and services to meet your financial needs, which necessitates that we share information about you to complete your transactions and to provide you with certain financial opportunities. In order to do so, we have entered into agreements with other companies that provide either services to you or additional financial products for you to consider.

Under these arrangements, we may disclose all of the information we collect, as described below to companies that perform marketing or other services on our behalf or to other financial institutions with whom we have joint marketing agreements. To protect our members' privacy, we only work with companies that agree to maintain strong confidentiality protections and limit the use of information we provide. We do not permit these companies to sell to other third parties the information provided to them.

We collect and may disclose nonpublic information about you from the following sources:

• Information we receive form your on membership and loan applications and other forms;
• Information about your transactions with us or others;
• Information we receive from a consumer reporting agency;
• Information obtained when verifying the information you provide on an application or other forms, such as from your current or past employers or from other institutions where you conduct financial transactions.

We may also disclose information we collect about you under other circumstances as permitted or required by law. These disclosures typically include information to process transactions on your behalf, conduct the operations of our Credit Union, follow your instructions as you authorize, or protect the security or our financial records.

If you terminate your membership with Windward Community Federal Credit Union, we will not share information we have collected about you, except as permitted or required by law.

We restrict access to nonpublic personal information about you to those employees who have a specific business purpose in utilizing your data. Our employees are trained in the importance of maintaining confidentiality and member privacy. We maintain physical, electronic and procedural safeguards that comply with Federal Regulations and leading industry practices to safeguard your nonpublic personal information.

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Thank you for visiting our web page. If you have any further questions please contact us at (808) 254-3566 or mail your letter to: 6699 Mokapu Road, MCBH, Kailua, HI 96734.