Certificate
Rates
Effective: May 01, 2008
|
| Certificates
Of Deposit • IRA Traditional
• IRA Roth • IRA
Educational |
|
| Type |
Term |
Code |
APR* |
APY** |
|
| Share
Certificates |
1
month |
49 |
0.00% |
0.00% |
| |
3
months |
47 |
1.49% |
1.50% |
| |
6
months |
46 |
1.74% |
1.75% |
| |
1
year |
41 |
1.99% |
2.00% |
| |
18
months |
48 |
0.00% |
0.00% |
| |
2
years |
42 |
1.74% |
1.75% |
| |
3
years |
43 |
1.74% |
1.75% |
| |
4
years |
44 |
2.48% |
2.50% |
| |
5
years |
45 |
2.72% |
2.75% |
|
| Certificates
- Over $5,000 |
6
months |
46 |
2.23% |
2.25% |
| |
1 year |
41 |
2.48% |
2.50% |
| |
18 months |
48 |
0.00% |
0.00% |
| |
2 years |
42 |
2.23% |
2.25% |
| |
3 years |
43 |
2.23% |
2.25% |
| |
4 years |
44 |
2.97% |
3.00% |
| |
5 years |
45 |
3.21% |
3.25% |
|
| IRA
Certificates - Traditional, Roth, Educational |
1
year (13 months) |
81,91,61 |
2.08% |
2.10% |
| |
18
months |
86,96,66 |
0.00% |
0.00% |
| |
2
years |
82,92,62 |
1.84% |
1.85% |
| |
3
years |
83,93,63 |
1.84% |
1.85% |
| |
4
years |
84,94,64 |
2.575% |
2.60% |
| |
5
years |
85,95,65 |
2.82% |
2.85% |
|
| IRA
Certificates - Traditional, Roth, Educational - over $5,000 |
1
year (13 months) |
81,91,61 |
2.575%
|
2.60% |
| |
18
months |
86,96,66 |
0.00% |
0.00% |
| |
2
years |
82,92,62 |
2.33% |
2.35% |
| |
3
years |
83,93,63 |
2.33% |
2.35% |
| |
4
years |
84,94,64 |
3.06% |
3.10% |
| |
5
years |
85,95,65 |
3.31% |
3.35% |
*APR =
Annual Percentage Rate **APY = Annual Percentage Yield
Minimum
deposit to open Share Certificate is $1000. Minimum deposit
to open IRA Certificate is $500. Certificate rates remain
fixed for the term of the certificate and are accurate as
of the date shown. Dividends are paid at maturity for the
3 month Certificate and quarterly for all other Certificates.
The annual percentage yield assumes dividends will remain
in the account until maturity. Fees or withdrawals will reduce
earnings. A penalty will be imposed for withdrawals before
maturity.
|
